First Federal Bank


442 E Main St
Clayton, NC 27520-2552
(919) 550-7558
Closed Today
Personal Checks, Cash
The power to own your financial future.
First Federal Bank is the oldest locally owned financial institution in Harnett County. First Federal is a local institution dedicated to serving its communities. We offer many products and services including:

  • business and personal checking
  • Complimentary Online Banking
  • A variety of checking account options including interest bearing
  • Personal Loans:
  • Unsecured and secured personal loans
  • Home Equity Lines of Credit
  • Home Mortgages
  • Business Loans
  • Fixed rates
  • Flexible terms
  • Affordable payments
  • Local decisions
  • Quick approval
  • Personal service

    We offer:

  • Acquisition & Land Development Loans
  • Construction to Permanent Loans
  • Lines of Credit
  • Merchant Credit Card Services
  • Overdraft Protection
  • Residential Real Estate Loans (income producing)
  • Commercial Real Estate Loans (owner occupied and income producing)
  • Small Business Loans

    Our mission is to serve our communities' financial needs by developing and implementing products and programs that fulfill those needs; by providing the highest level of customer service in terms of efficiency, courtesy, and professional conduct; and by maintaining a sound, profitable, progressive institution that strives to be a responsible employer and good corporate citizen.

    Call or visit us today in one of our many convenient locations in Harnett, Wake, and Johnston counties to begin a financial relationship that will last.
  • Mon 9:00 AM to 5:00 PM
    Tue 9:00 AM to 5:00 PM
    Wed 9:00 AM to 5:00 PM
    Thu 9:00 AM to 5:00 PM
    Fri 9:00 AM to 6:00 PM
    Sat Closed
    Sun Closed

    Products and Services

    24 Hour Smartline
    24 Hr. Telephone Banking
    Banking Services
    Deposit Services
    Internet Banking
    Lost Card
    Stolen Card
    Transfer Funds
    Business Accounts
    Checking Accounts
    Home Loans
    Home Mortgage Loans
    Personal Loans
    Refinance Loans

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