Mortgage Broker
501 Mission Ave Oceanside, CA 92054
While there are 3 major aspects to qualifying this one is the most important. You can earn a lot of money and have a lot of money saved in the bank and your 401(k) plan. However, if you have a credit score that is below the underwriting requirements you won't be able to qualify. Since the real estate crash of 2008 minimum credit score requirements have gone up. When I pull a credit report to examine your credit worthiness I must look to see if your credit score meets the minimum requirement for the loan program that best fits your needs. Don't worry.
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