Accountant
3100 S. Harbor Blvd., Santa Ana, CA 92704
The founders of Debtmerica first met over 12 years ago while at the Wharton Business School at the University of Pennsylvania. It is there that they quickly realized the overwhelming burden that unmanageable debt can place on Americans from every walk of life. After spending several years working with the consumer finance sector, they determined that merely consolidating high amounts of unsecured debt into secured debt via a debt consolidation loan didn’t solve the fundamental problem – too much debt to begin with! A better solution would be to not only reduce monthly payments, but in addition, to actually lower the debt balances themselves. Upon further research, they also determined that Consumer Credit Counseling - sponsored by the credit card companies themselves - typically only reduced a consumer’s annual percentage rate (APR), but did nothing to actually reduce the unsecured debt balances.
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