A & E Insurance Group

Products and Services

Homeowners Insurance

Protects your home and personal property against damage or loss, and provides liability coverage for accidents on your property.

Condo Insurance

Specifically designed for condominium owners, covering personal property and liability, as well as improvements to the unit.

Auto Insurance

Covers your personal vehicles against accidents, theft, and damage, while also protecting you from liability in case of at-fault accidents.

Boat/PWC Insurance

Protects watercraft and personal watercraft against damage, theft, and liability risks on the water.

Flood Insurance

Offers protection for your home and belongings against flood damage, which is typically not covered by standard homeowners policies.

Umbrella Insurance

Provides additional liability coverage beyond the limits of your standard home and auto policies, offering extra protection for your assets.

Renters Insurance

Safeguards your personal belongings in a rented space and offers liability protection, even though you don't own the property.

Classic Car Insurance

Specialized coverage for vintage and collector vehicles, accounting for their unique value and usage.

Difference in Conditions Insurance

Fills gaps in property insurance by covering perils not included in standard policies, such as earthquakes or floods.

Excess Liability Insurance

Provides coverage limits above those of underlying policies, offering additional protection for high-value assets.

Mobile Home Insurance

Tailored coverage for manufactured or mobile homes, protecting against damage, loss, and liability.

Motorcycle Insurance

Covers motorcycles against accidents, theft, and damage, as well as rider liability.

Personal Injury Protection (PIP) Insurance

Covers medical expenses and lost wages resulting from auto accidents, regardless of fault.

Rental Property Insurance

Protects landlords' rental properties from damage and liability claims related to tenant occupancy.

RV Insurance

Specialized coverage for recreational vehicles, including protection while stationary or on the road.

Secondary Home Insurance

Covers vacation homes or secondary residences, addressing their unique risks and usage patterns.

Vacant Home Insurance

Protects unoccupied homes from property damage and liability risks during extended periods of vacancy.

Valuable Possessions Insurance

Provides additional coverage for high-value items like jewelry, art, or collectibles that may exceed standard policy limits.

Yacht Insurance

Comprehensive coverage for larger watercraft, including protection against damage, liability, and specialized marine risks.

Business Owners Insurance

Comprehensive package tailored for small to medium-sized businesses, covering property damage, liability claims, and business interruption in one policy.

General Liability Insurance

Protects businesses from third-party claims of bodily injury, property damage, and personal injury that may occur during normal operations.

Commercial Property Insurance

Safeguards business physical assets including buildings, equipment, and inventory from events like fire, theft, and natural disasters.

Commercial Auto Insurance

Covers vehicles used for business purposes, protecting against accidents, liability, and damage to the vehicles.

Errors and Omissions Liability Insurance

Protects professionals from claims of inadequate work or negligent actions.

Cyber Liability Insurance

Covers financial losses and legal expenses resulting from data breaches, cyberattacks, and other digital security incidents.

Workers' Compensation Insurance

Provides medical benefits and wage replacement to employees injured on the job, protecting both workers and employers.

Builders Risk Insurance

Covers buildings and structures under construction, including materials and equipment.

Business Interruption Insurance

Compensates for lost income if a business must temporarily close due to a covered event.

Commercial Bonds

Guarantees that businesses will fulfill their obligations as specified in contracts or regulations.

Commercial Flood Insurance

Protects business property and contents from flood damage, which is typically excluded from standard property policies.

Commercial Hurricane Insurance

Covers damage to business property caused specifically by hurricanes and related weather events.