Guaranteed Rate - Jim Jefferson


35 S. Washington, Suite 306
Naperville, IL 60540
(847) 542-4273
Today: 8:30 AM to 7:30 PM
Jim interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage industry since 1999. The thought of being able to help people fulfill the dream of owning a home was my biggest inspiration for entering the mortgage industry.

Who is your typical customer and what questions do they typically have?
I work with many experienced buyers, but also a growing group of first time buyers. The most common question from all clients is what product will work best for them to meet their budget for a home? My home buyers want options to make their mortgage as affordable as possible based on both their risk tolerance, and timeline of home ownership.

How long have you been in the mortgage business? What awards have you won?
I have been a Presidents Club producer since 2000, ranked among the Top 1% of mortgage originators in the Country with over $1B in funded volume in my career.

What advice would you give new or first time home buyers?
It is important first time buyers work with a very experienced Loan Officer the moment they are considering buying a home. If a first time Buyer consults with us about 12 months prior to purchasing their home we can insure they put themselves in the best financial position for their upcoming purchase. Reviewing credit requirements, conditions of employment, and down payment options well in advance of their first home purchase helps insure our buyer will be approved and obtain the best mortgage product and interest rate to meet their budget.

What part of the home loan process do customers find most difficult and how do you help them through it?
The Underwriting process is definitely the most challenging part of the loan process. The documentation required can often seem overwhelming especially to first time buyers. We make this process much less overwhelming by setting expectations early in the mortgage application process. We thoroughly map out the steps of the loan process, and
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