About this business
Imperial Capital Funding is a private real estate funding platform providing direct access to capital for real estate investors nationwide. We specialize in DSCR loans and alternative financing solutions designed around property cash flow, asset performance, and project viability rather than traditional bank requirements. Our streamlined submission process, transparent communication, and investor-focused approach support acquisitions, refinances, construction, and value-add strategies with speed and clarity.
Products and Services
DSCR Loans
Investor-focused DSCR loan programs designed for non-owner-occupied residential and multifamily properties. Approvals are based primarily on property cash flow rather than personal income, making these loans ideal for real estate investors seeking scalable financing solutions.
Fix and Flip Financing
Short-term financing for real estate investors acquiring and renovating properties for resale. Our fix and flip loans are structured to support acquisition and rehab costs with efficient underwriting and flexible terms.
BRRRR Strategy Financing
Financing solutions tailored for the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat). We support investors seeking capital to acquire, renovate, and stabilize rental properties with a focus on long-term cash flow.
Ground-Up Construction Loans
Construction financing for investors and developers building residential and select multifamily properties. Loan structures are based on project viability, scope, and asset value rather than traditional bank requirements.
Multifamily Financing
Financing solutions for multifamily investment properties, including small to mid-sized apartment buildings. We evaluate deals based on asset performance, cash flow, and market fundamentals.
Investor Property Financing
Alternative lending solutions for non-owner-occupied real estate investors seeking acquisition or refinance funding. Designed for efficiency, transparency, and deal execution across multiple investment strategies.
Areas Served
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin
Frequently Asked Questions
No. Imperial Capital Funding uses soft credit pulls only for approvals, and we do not perform hard credit inquiries as part of our lending process.
Our process is more streamlined and investor-focused. We prioritize deal fundamentals, maintain transparent communication, and provide direct access to capital without unnecessary delays or rigid bank requirements. Our goal is to support efficient execution and long-term deal viability.
Imperial Capital Funding lends in 44 U.S. states, supporting eligible real estate investment properties nationwide. We do not currently lend in Alaska, Nevada, North Dakota, South Dakota, or Vermont. All financing is subject to property eligibility, loan program criteria, and applicable state regulations.
We work with real estate investors, landlords, and business entities seeking financing for non-owner-occupied residential and select commercial properties. Eligibility depends on property type, cash flow, and underwriting criteria rather than personal income alone.
Imperial Capital Funding specializes in investor-focused real estate financing, including DSCR loans, ground-up construction, fix and flip, BRRRR strategies, and multifamily financing. We evaluate deals based on cash flow, asset performance, and project viability rather than traditional bank underwriting, allowing us to support a wide range of real estate investment strategies.
Mon 8:00 AM to 7:00 PM
Tue 8:00 AM to 7:00 PM
Wed 8:00 AM to 7:00 PM
Thu 8:00 AM to 7:00 PM
Fri 8:00 AM to 7:00 PM
Sat 8:00 AM to 5:00 PM
Sun Closed
Features
Reviews for Imperial Capital Funding
Imperial Capital Funding received an average rating of 5.00 out of 5 stars from 1 reviews.
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Great to work with by Mark on 12/22/2025
Working with Imperial Capital Funding has been a seamless professional experience. Their team, especially Reginald, demonstrates deep expertise in mortgage lending and consistently delivers timely, transparent communication. Their commitment to efficiency and client-focused solutions makes them a reliable partner in the home financing sector. Highly recommend for collaborative business engagements.
