Joe Gardner

Hi, I’m Joe Gardner, a lifelong Arkansas resident and Mortgage Loan Officer proudly associated with Gershman Mortgage. With 15-plus years of industry experience, I have dedicated my career to servicing my hometown and guiding borrowers through this challenging process to help them achieve their homeownership goals. My goal and passion are to offer the best mortgage experience possible through easy and convenient online access, tools, and, most importantly, timely and accurate updates throughout the process. Buying or refinancing a home is one of the biggest and most important financial decisions one will ever make.