Ellis Associates, Inc.

A healthshare, also known as medical cost sharing, is a nonprofit program that provides an organized structure for a community of members to contribute toward each other’s medical costs.

Modern healthshares have been successfully meeting member's healthcare needs for the last 30 years, and today more than two million people participate in a healthshare.

Clearwater Benefits is a healthcare vendor. Clearwater offers a wide variety of high quality, highly affordable healthcare solutions tailored to meet individuals’ unique needs via traditional insurance plans, healthshare-based solutions, and supplemental insurance offerings.

ClearShare is healthshare; a membership-based community of individuals established for the purpose of sharing eligible healthcare expenses between Members. ClearShare is not insurance.

Are generally healthy with few pre-existing conditions
Are under 65 (at which age you can sign up for Medicare)
Want some protection in case of a major accident or unexpected illness
Unable to afford high medical insurance premiums and do not qualify for an insurance subsidy
Do not have access to an employer-sponsored health plan but want to protect themselves and their families
Are business owners that want to control their healthcare costs and want to keep healthcare costs low
Missed out on open enrollment.

Lower monthly contributions - many members save up to 60% of healthcare costs.
Access to two nationwide PPO Networks for day-to-day care.
A white glove Care Coordination team to help members navigate labs, diagnostic tests, and major procedures. Using a provider we recommend can completely waive your out-of-pocket costs.