Ontario Shores Federal Credit Union

iBanking is Ontario Shores Federal Credit Union’s online account access service. Members can access their own personal account information and process transactions via their home computer, work computer, or any mobile device that has Internet access.

Originally established by teachers and employees in the Newfane Central School District, the Credit Union has continued to grow into a full service financial institution that now serves over 10,000 members in the Western New York counties of Niagara, Orleans, Genesee, Wyoming, Cattaraugus, Allegany, and Steuben. Now you can use your smart phone or mobile device to make deposits, pay bills, transfer funds and more!

Credit Unions are financial institutions formed by an organized group of people with a common bond. Members of credit unions pool their assets to provide loans and other financial services to each other. A Credit Union is Not-for-Profit, owned by its members and operated by a volunteer Board of Directors. A bank is owned by outside stockholders and controlled by a paid Board of Directors. The above factors allow Ontario Shores FCU to pay dividends to their members and offer them lower loan rates, higher savings rates and fewer service fees. The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions. They also insure savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. Their website is ncua.gov.