MembersFirst CT Federal Credit Union

Mission Statement
To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success. We exist for the very purpose of achieving a value of life for our members which would not otherwise be available to them in any other similar competitive market.

Philosophy and Structure
Credit Unions are democratically owned and controlled institutions based on 'people helping people' principles. A Credit union board of directors are elected by members; each member has an equal vote, regardless of how much he or she has on deposit. Only members may serve as directors, and directors serve without compensation. Credit unions also have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher dividends on savings, lower loan rates and lower cost services.