B&W Health, Inc.

Bob Westbrook of B and W Health, Inc. has been awarded a professional degree in the field of longterm care, Certified in Long-Term Care (CLTC). The program is independent of the insurance industry and focuses on providing financial service professionals the tools needed to meet their client’s longterm care needs.

You may never have thought about it until its too late. Most people don't think about the possibility of ever having to live in a nursing home, of needing care assistance in their late years.

Many people that think it is a possibility think that if it happens, it wouldn't be until the age of 75 or 80.

But the truth is that the long term care industry is growing just as our average life expectancy is, and unfortunately, what that can mean for a family is loss of all assets, loss of a lifetime's worth of savings and any hope of leaving more than memories to children and grandchildren.

Most insurance policies do not cover the amount of long term care any one person needs. Long term care insurance is the solution to that gap between what insurance covers and what ends up eating in to your assets.