Key & Compass Team - Shay Yates

I am Shay Yates, a licensed mortgage loan officer, branch manager, and REALTOR with more than 15 years of experience helping individuals and families achieve homeownership through smart lending strategies and education. I provide residential mortgage services across 20+ states, offering conventional, FHA, VA, USDA, jumbo, refinance, and first-time buyer programs. I specialize in guiding first-time buyers, veterans, self-employed borrowers, and those needing credit or income support. As both a lender and real estate agent, I offer a streamlined, one-stop buying experience. My focus is clear communication, strong pre-approvals, ethical lending, and helping families build long-term stability and generational wealth through homeownership.