Guaranteed Rate Affinity - Jeff Kramer Mortgage Lender NMLS# 290136

With 28 years of experience, Jeff Kramer is a Portfolio Loan Specialist and VA expert specializing in financing for non-traditional borrowers. He provides tailored solutions for the self-employed and investors, including:
Flexible Lending: Bank statement loans, DSCR (for investments and Airbnb Properties), and no-tax-return options.
VA Expertise: Specialized programs for Veterans featuring low or no out-of-pocket costs.
Texas Tax Benefits: Expert guidance on securing no property taxes in Texas for 100% disabled Veterans.
Jeff combines smart solutions with clear guidance to handle complex income situations and maximize Veteran benefits. Lets structure your loan for your unique situation. Call me today!