Tips from September 28, 2009 The Small Business tips today discuss deciding on a computer for your small business.
Laptops, although more expensive, are versatile, portable, take up less space, & good idea for traveling entrepreneurs.
Desktops are good for small businesses looking to conserve money, have one computer set up, & have the room.
PC's are the staple computer with Windows & share the same file type as most businesses; standard computer for biz.
Apple's Mac is popular for the younger crowd. It's best suited for art & graphic design businesses.
Daily Overview: Laptop vs. desktop; PC vs. Mac; determine your needs! (stay tuned this week)
By Cheryl Sowa · September 29 2009
small business tips, technology, computer, mac
Tips from September 24, 2009 The Small Business tips today discuss managing your finances and finding funding.
Research your area's development departments, including state, county, and local. They may offer a funding program.
Community banks are a good source to contact for funding. They are usually willing to help small businesses, like themselves, out.
Ask your bank if there are any revolving loan funds (RLF) you can qualify for. RLFs allot funding for periods when you cannot pay.
Visit the US Small Business Administration. Research their funding programs & see if you can qualify for one.
Daily Overview: Finding funding is no easy task. Do your research & don't be afraid to ask for help when you need it.
By Cheryl Sowa · September 24 2009
small business tips, small business, management, finance
Small businesses have a lot on their plate when it comes to finances as it determines the state of their business. Many small businesses have trouble managing their finances, and encounter problems without knowing it. Ironically, many of these small businesses having trouble are making the same mistakes. Learn from these top five financial mistakes small businesses make and keep your business in business.
1. Your Business Has No Financial Policies Established
Since there are fewer employees who wear many different hats, policies are important for small businesses to establish rules, regulations, and procedures. It is the same for finance matters. Financial policies provide assurance that everything regarding finances is carried out in the same manner. Policies also encourage efficiency, as each employee learns the policies they are more accustomed to how to handle them. The important policies to have for your small business include handling petty cash, an employee re...
By Cheryl Sowa · September 24 2009
small business, finance, money, plan
In just five months, the H1N1 Virus, commonly known as the Swine Flu, has affected thousands of people around the world and became a global epidemic. Specifically, the Western Hemisphere has seen the worst of the Swine Flu, with South America leading with the most cases and deaths, and North America following behind. Of the over 3,000 deaths from the epidemic worldwide, almost 700 were in the United States. Last week, the Food and Drug Administration approved a vaccine for the H1N1 virus and will start mass producing and distributing around the world. There are a limited number of supplies available at the beginning of October. 45 million doses of the 195 million ordered by the government are scheduled to arrive October 15. The same side effects that people experience from the normal flu vaccine could be experienced with the H1N1 vaccine. There are also tests to see how many doses the average adult and child need to protect themselves of the epidemic, as well as the effectiveness of the vac...
By Cheryl Sowa · September 24 2009
small business, swine flu, workplace, h1n1
Tips from September 23, 2009 The Small Business tips today cover talking to your bank about financing.
Know the facts, including the current state of economy and type of business you run & its success vs. the industry.
Prepare documents, files, and reports to have available for banks. Do light research on various ways to finance.
Evaluate your business financially. Use legit records and be honest. Know your net worth as well as annual and personal cash flow.
Plan ahead and predict the future. Think about previous years and sales trends. Forecast monthly for the entire year.
Daily Overview: Be efficient and have all the information ready & prepared to talk to a bank about financing.
By Cheryl Sowa · September 23 2009
small business tips, small business, finance, bank
Tips from September 22, 2009 The Small Business tips today discuss choosing a bank that is best for your business.
Be prepared. Provide banks with necessary info, such as financial history, biz plan, goals and what you need.
Do your homework. Know what kind of relationship you want with a bank. Stick to what you want and don't be sold.
Ask key questions: find out who is your personal banker, who makes the decision, regular meetings and availability.
Create the relationship. Talk to multiple people at the bank. Find out who else uses it. Become knowledgeable.
Daily Overview: Choosing the right bank is important. Create relationships & establish trust with the institution handling your money.
By Cheryl Sowa · September 22 2009
small business tips, small business, business, tips
Government, Politics, and the Economy U.S. Stocks Advance, Extending Global Rally, as Dollar Weakens The global rally is predicted to stick around, as the dollar fell, while oil and copper advanced and Treasuries were little changed. Bloomberg.comManagement and OperationsTen Tips to Help Create More Time in Your DayHave a problem with time management? Learn how to earn the most out of your time, and even add more time to your day to get more accomplished. BusinessKnowHow.com Management and Operations
By Cheryl Sowa · September 22 2009
small business brief, marketing, internet, branding
The furthest point you can get away from a McDonald's in the contiguous US is in South Dakota, where you can be 107 miles away.
By Tim Scheer · September 22 2009
mcdonalds, fast food, ezlocal
